Ask Ronika Membership
On-demand answers, monthly live training, and a private community built specifically for Canadian small business owners, accountants and bookkeepers.
"Am I doing this correctly?" but you're not sure who to ask.
You're not sure which expenses are deductible or what is allowed by CRA or Revenue Quebec
You don't want to pay for a consultation just to ask one or two questions or clarify your understanding.
You Google it, or ask ChatGPT/AI, but get conflicting answers.
You're using (or planning to use) QuickBooks Online but you're not fully confident or run into issues that interfere with your workflow
GST/HST and/or QST rules are not clear for your specific situation
"It feels just like I'm asking the real Ronika. I use it at least once a week, sometimes even more. Highly recommend to any bookkeeper, accountant, or just folks who want help understanding accounting for themselves."
Vince Deiulis, Accountant and Small Business Owner
Ask a question anytime and get clear, Canadian-focused guidance based on your real situation. Trained on my books, blog posts, and webinars. If it needs more nuance, I step in personally within 2–5 business days.
A new training each month on a key small business topic — tax, bookkeeping, QBO, deductions, GST/HST. Includes live Q&A time. Can't attend? Full replay library + all previous webinars and courses including:
And more!
A welcoming, judgement-free space to ask follow-up questions, share experiences, and learn from others navigating the same financial decisions.
Practical tools to keep you organized: tax and GST/HST checklists, QBO setup guides, expense tracking templates, and access to the full masterclass archive.
When you need a deeper conversation, members get a 20% discount on private consultations with me.
"Ask Ronika is such an incredible tool — so easy to use, and you get answers to specific questions within seconds. It's comforting to know I can trust a tool created by someone with so much experience, tailored to my needs as a Quebec small business owner."
Valerie Amyot, Life Coach and Solopreneur
"Ronika's membership has completely shifted how I feel about navigating my financials. I actually feel empowered now — supported, seen, and not doing this work alone."
Chelene Knight, Author and Business Owner, Breathing Space Creative
Best Value (Under 1.35 per day)
✓ Ask Ronika Clone — 24/7
✓ Monthly live webinar + Q&A
✓ Private Circle community
✓ Full resource + masterclass library
✓ 20% off consultations
Deductible as a business expense. GST/HST/QST claimable if registered.
Flexible Commitment
✓ Ask Ronika Clone — 24/7
✓ Monthly live webinar + Q&A
✓ Private Circle community
✓ Full resource + masterclass library
✓ 20% off consultations
Deductible as a business expense. GST/HST/QST claimable if registered.
You're a Canadian solopreneur or small business owner
You want clear answers without booking a consultation every time
You use QBO or spreadsheets
You prefer plain-language explanations
You're an accountant or bookkeeper who wants a reliable Canadian reference
You want someone to do your bookkeeping or tax filing
You need advanced corporate tax planning or multi-entity structures
You're looking for U.S. or international tax guidance
You're not interested in learning or improving your financial skills
How is this different from a consultation?
Consultations give you personalized 1:1 advice for complex situations. Ask Ronika gives you on-demand guidance, monthly training, community, and tools and when a question needs more nuance, I step in personally. Members also get 20% off consultations when they do need one.
Can I really ask any question?
As long as it relates to small business finance, tax, bookkeeping, QBO, GST/HST, QST, or deductions. I don't answer advanced or complex corporate tax questions. In those cases, I'll tell you to consult a specialist.
Do I need to be using QuickBooks Online?
No. You may use spreadsheets or other accounting software. If you do use QBO, you'll get extra value from the tips, templates, and guidance.
Can I cancel anytime?
Yes. Access continues until the end of your current billing period (either quarterly or annual), then it won't renew.
What's the difference between annual and quarterly?
You have access to the same features. The annual plan works out to under $1.35/day and saves you $106 versus renewing quarterly all year.
Quarterly is $149 every 3 months which is useful if you want to try it first or prefer a shorter commitment.
Featured in CBC, Globe and Mail, Toronto Star, Global News
Hi, I'm Ronika — CPA, CA, CFA, and founder of Montreal Financial.
For more than 15 years, I've helped Canadian solopreneurs, freelancers, and small business owners understand the financial side of their business — through consultations, five books, courses, and webinars.
Over the years I kept noticing the same pattern: business owners were searching for clear answers but felt unsure, overwhelmed, or frustrated by conflicting information online. I kept thinking, "There should be a simple space where you can ask one question and know you're getting accurate, helpful guidance."
That's exactly why Ask Ronika exists.
Join Ask Ronika and get reliable answers, monthly training, and a community that gets the financial side of running a Canadian business.
Deductible as a business expense · Cancel anytime