Early bird: $57+tax CAD (until June 17) | Regular: $67+tax CAD
Deductible business expense. GST/HST/QST recoverable if registered.
A practical, numbers-first webinar for incorporated Canadians with cash building up inside their corporation. Leave knowing whether corporate investing makes sense for you, what tax traps to avoid, and what your next step should be.
Perfect for:
Incorporated consultants and professionals
Owner-managers
Small business owners with surplus cash in their corporation
You check your corporate bank account and see $50,000, $100,000, maybe even $250,000 sitting there earning very little interest.
You know it should probably be invested.
You're just not sure how.
Between passive income rules, refundable taxes, dividend accounts, and the $50,000 threshold that could affect your small business deduction, it's a lot.
This webinar cuts through the complexity. In 90 minutes you'll go from "I know I should be doing something with this money" to understanding exactly how corporate investing works, what the tax implications are, and what your next steps should be.
Imagine your corporation earns $100,000.
You could pay that money out personally and invest what's left after tax. Or you could leave the funds inside the corporation and invest a much larger amount immediately.
Over time, that difference can compound into thousands of dollars.
The challenge is that corporate investing comes with rules, thresholds, and tax accounts that most business owners have never had explained properly.
That's exactly what this webinar will help you understand.
What we'll cover
Where corporate investing fits alongside your TFSA and RRSP and how to know if you're ready before you start.
Money taxed at the small business rate can be invested before personal tax. We'll show you exactly how that head start compounds over time.
Passive income rules, RDTOH, the Capital Dividend Account, and capital gains explained in plain language. Quebec-specific notes throughout.
A side-by-side comparison of $100,000 invested personally vs inside your corporation so you can the benefits, visually.
Walk through exactly how investment income creates a refundable tax balance and how your corporation recovers it when you pay a dividend.
Not all investments are created equal inside a corp. We'll cover which types of income are most tax-efficient and why the wrong choice could cost you more than you'd expect.
The errors that cost incorporated Canadians real money including not tracking RDTOH and letting tax complexity become a reason to do nothing.
A clear action plan and what to ask your accountant. Then open Q&A for live questions.
What you'll learn
Whether corporate investing is right for you and where it fits alongside your TFSA and RRSP
Why leaving money in your corporation to invest gives you a significant head start (we'll show you the numbers)
The $50,000 passive income threshold what it is and why it matters for your small business tax rate
How RDTOH works and how to ensure your corporation isn't leaving refunds on the table
Why capital gains are often the most tax-efficient investment inside a corporation
What types of investments work best in a corporate account and what to avoid
✓ You're incorporated and either have cash accumulating inside your corporation or expect to in the near future
✓ You've heard "corporate investing is better" but haven't seen the numbers
✓ You're not sure if it is better to invest personally
✓ You want to understand the rules before making decisions
✓ You're a Canada or Quebec-based incorporated professional
✗ You plan to take out all of your money from the corporation and invest it personally
✗ You're looking for specific investment advice, portfolio management, or insurance-based strategies like corporate-owned life insurance (this is tax and financial education, not advice)
Bonus #1
A concise reference guide featuring the key examples from the webinar, including personal vs. corporate investing comparisons and the tax concepts that matter most.
Bonus #2
A simple checklist to help you determine whether you're ready to invest through your corporation and what steps to take next.
"Ronika's style is clear and crisp. She is my go-to for all things financial and tax planning."
— Paying Yourself from Your Corporation webinar attendee"I really appreciated the framework and found the presentation super helpful — it gave me the push I needed to start."
— Building Wealth webinar attendee"Ronika presents information with clarity and personal warmth while remaining professional. I appreciate the planning she did for this webinar as well as the generous bonus features and follow up."
— HST & QST Made Simple webinar attendee"Ronika made a very frustrating topic that most of us try to avoid very accessible. I am grateful I attended and got clarity so that I know what to do moving forward."
— HST & QST Made Simple webinar attendee"The pacing was perfect, slides were clear, and the explanations were comprehensive without being overwhelming."
— Salary vs Dividends webinar attendee"Professional and generous sharing while focused on the proposed subject. Thank you for this well-delivered webinar, and for all the material you share on your newsletter and YouTube channel."
— HST & QST Made Simple webinar attendee
Date: Tuesday, June 23, 2026
Time: 1:00 pm – 2:30 pm ET
Format: Live on Zoom
Replay: Can't attend live or want to review the presentation again? The recording (replay) is included.
Bonuses: Both PDF resources included
💰 Early Bird: $57 + tax — register by June 17
💰 Regular: $67 + tax — after June 17
Deductible business expense. GST/HST/QST recoverable if registered.
How much money should I have in my corporation before this becomes worthwhile?
There's no magic number. This webinar is most relevant for incorporated Canadians who consistently have surplus cash after paying themselves and covering business expenses whether that's $25,000 or $250,000, the principles are the same.
Can I attend if I just incorporated?
Yes, as long as you expect that you will have money to invest in the near future. You'll still learn the framework but it will be most actionable once you have money to invest.
What if I can't attend live?
No problem. The replay is available indefinitely. You'll receive the recording link and both bonus PDFs regardless of whether you attend live.
Is this specific to Quebec?
The content covers Canadian corporate tax rules generally, with Quebec-specific notes woven throughout. If you're outside Quebec, the core content applies fully.
Is this investment advice?
No. This is financial and tax education. You'll leave understanding how the rules work and what to ask your accountant — not personalized investment advice.
I already work with an accountant. Is this still useful?
Yes — often more so. Many accountants don't proactively explain these concepts. Understanding how RDTOH, the CDA, and passive income rules work will help you have better conversations and make sure nothing is being missed.
I'm Ronika Khanna, CPA, CFA, and I've spent over 15 years working with Canadian small business owners and incorporated professionals. I'm the founder of Montreal Financial and the host of The Incorporated Canadian podcast, where I share practical, no-fluff financial education for people who've incorporated and want to do it right.
My approach is straightforward: real numbers, plain language, and honest advice. That includes telling you when corporate investing isn't the right move for your situation.