You've found a property (or you're starting to look) and the numbers seem to work.

But have you considered how the rental income will actually be taxed?

Whether you should buy personally or through a corporation?

What you can and can't deduct?

Whether you should claim Capital Cost Allowance?

Or what happens from a tax perspective when you eventually sell?

Often, these questions only come up after the property has been purchased, when some decisions are difficult or impossible to change.

This webinar walks you through the financial and tax basics so you can understand the bigger picture before making a major decision.

Why This Matters

Imagine you're considering buying a $500,000 rental property.

If you buy it personally, the net rental income is added to your other taxable income.

If you buy it through a corporation, different tax rules apply, including the rules for passive investment income and refundable corporate taxes.

You also need to consider where the money to purchase the property is coming from, financing, ongoing expenses, what happens when you sell, and if a corporation owns the property how you eventually access the money personally.

Neither ownership structure is automatically right or wrong.

But understanding the differences before you buy can help you make a more informed decision and avoid costly surprises later.

That's exactly what this webinar will help you do.

1. The factors to consider when deciding between personal and corporate ownership

2. How rental income is taxed depending on how you own the property

3. Which rental property expenses may be deductible

4. The difference between repairs and capital improvements

5. How Capital Cost Allowance works and the potential consequences of claiming it

6. Special considerations for short-term rentals, renting to family, and renting part of your home

7. The basic tax consequences when you eventually sell

8. The records you should keep from the day you purchase the property

The mix of your vocal cadence coupled with the visual information was great. I liked your balanced commentary about choices and directions being specific to circumstances

— Investing Through Your Corporation webinar attendee

"Ronika's style is clear and crisp. She is my go-to for all things financial and tax planning."
— Paying Yourself from Your Corporation webinar attendee

"I really appreciated the framework and found the presentation super helpful — it gave me the push I needed to start."
— Building Wealth webinar attendee

"Ronika presents information with clarity and personal warmth while remaining professional. I appreciate the planning she did for this webinar as well as the generous bonus features and follow up."
— HST & QST Made Simple webinar attendee

"Ronika made a very frustrating topic that most of us try to avoid very accessible. I am grateful I attended and got clarity so that I know what to do moving forward."
— HST & QST Made Simple webinar attendee

"The pacing was perfect, slides were clear, and the explanations were comprehensive without being overwhelming."
— Salary vs Dividends webinar attendee

"Professional and generous sharing while focused on the proposed subject. Thank you for this well-delivered webinar, and for all the material you share on your newsletter and YouTube channel."
— HST & QST Made Simple webinar attendee

Frequently Asked Questions

I don't have a property yet. I'm just thinking about buying one. Should I attend?

Yes. The webinar is specifically designed to help you understand the financial and tax basics before you buy, while you still have important decisions to make.

Does this apply if I'm not incorporated?

Yes. The personal ownership content applies to Canadians who own or are considering buying a rental property. The corporate ownership sections will be particularly relevant if you're incorporated or have cash accumulating inside a corporation.

Does this apply across Canada?

The webinar covers Canadian federal tax rules generally, with Quebec-specific considerations mentioned where relevant.

Is this investment advice?

No. This webinar provides financial and tax education. You won't receive advice about whether to purchase a specific property or investment recommendations.

The goal is to help you better understand how rental property taxation works, the financial questions to consider, and when you may need personalized professional advice.

I already work with an accountant. Will this still be useful?

Yes. Understanding the basics can help you have more productive conversations with your accountant, ask better questions, and identify issues that should be discussed before making a major decision.

Will you cover short-term rentals such as Airbnb?

Yes, briefly. We'll discuss the federal rules affecting non-compliant short-term rentals and some of the additional tax issues you should be aware of. Short-term rentals are not the primary focus of the webinar.