(Without Paying an Accountant to Do It )
For Canadian Sole Proprietors & Unincorporated Business Owners
You're pretty sure you've filled everything in but not 100% sure you've done it right.
You spend hours Googling whether an expense counts, what goes where, and why your tax bill looks so high.
You worry you've missed something and you'll hear about it later from the CRA.
You've thought about hiring an accountant, but it feels like a lot to spend when your return might not be that complicated.
Tax season doesn't have to feel this way. The problem usually isn't the math — it's not knowing the structure. Once you understand how a self-employed return actually works, everything clicks.
A step-by-step course for Canadian sole proprietors who want to file accurately and confidently, on their own.
This course walks you through a complete self-employed tax return from start to finish using UFile 2025. You'll see exactly where your income and expenses go, how your business profit flows into your personal return, and what to check before you hit submit.
By the end, you won't just have a filed return. You'll actually understand it.
Note: The course is pre-recorded so you can go through the lessons at your own pace once it is released on March 11. There will also be a live Q&A session where you can ask questions live or submit them in advance.
This isn't a collection of general tax tips. It's a practical, structured walkthrough of a real return — so you can follow along and apply it directly to your own situation.
See how employment income, investment income, RRSP contributions, donations, and medical credits all fit together and exactly how your business income interacts with everything else.
A clear walkthrough of how to report business income and expenses correctly: meals, home office, vehicle expenses, capital cost allowance (CCA), and more.
A guided screen-share so you can follow along in real time and see precisely where your numbers go. Includes CPP on self-employment income, GST/HST interaction, tax instalments, and how to use CRA's autofill feature to reduce data entry and catch slips you might otherwise miss.
While the course applies to all of Canada, it also includes some Quebec-specific guidance on the TP-80, QPP contributions (including the employer portion), QST, and the solidarity tax credit.
I walk through the actual filed T1 and T2125 line by line so you understand what every number means and how it got there. This is the part that turns data entry into genuine understanding.
See how your net business income moves into your T1 and affects your overall tax calculation, including CPP contributions on self-employment income.
The key areas to double-check so you can submit with confidence.
120 minutes of structured, on-demand video instruction
Step-by-step UFile 2025 screen walkthrough
Full T1 overview (employment, investment, credits, and more)
Complete T2125 breakdown (income, expenses, CCA)
Dedicated modules on T4A income, home office, vehicle expenses
Common mistakes and what to review before filing
Ongoing access to all course materials + Q&A replay
Sample Completed Return (T1 + T2125) — see exactly what a finished, real-world self-employed return looks like, so you have a reference point as you work through your own. This alone is something most courses don't offer.
T2125 Prep Template — a structured spreadsheet to organize your income, expenses, home office, vehicle, and CCA figures before you open UFile. Everything in one place, ready to enter.
Before-You-File Checklist — a final review so nothing slips through the cracks before you hit submit.
Approximately two weeks after the course opens, we'll hold a live Q&A session to clarify concepts, answer common questions, and support you as you work through your return.
Can't make it live? Submit your questions in advance and get the full replay.
Please note: This is a group clarification session and does not include individual return reviews or personalized tax advice.
"Ronika is like a lighthouse in a storm. When that storm is trying to figure out how to do taxes in QC, I can't recommend her enough for small business owners."
— Sandy Rose · Google Review ⭐⭐⭐⭐⭐
"If you are new to business taxes, this is a great place to start! Very well written and easy to understand. Tax explained with easy to grasp terminology."
— Linda · Amazon Review ⭐⭐⭐⭐⭐
"Ronika is efficient, professional and genuinely pleasant. Most importantly, she gave us peace of mind. We feel blessed to have found her."
— Sacha V. Gouchie · Google Review ⭐⭐⭐⭐⭐
"Montreal Financial is the real deal. If you need business, tax or bookkeeping advice don't hesitate to book a session. Knowledgeable, fast and efficient so you can get on with running your business."
— Paul Jason · Google Review ⭐⭐⭐⭐⭐
"Ronika made sure I understood what I needed to do to remain compliant, outlined a step-by-step solution, and clearly explained my options."
— Tristan Zarifa · Google Review ⭐⭐⭐⭐⭐
Price: $127 + sales tax
Course access begins March 11. You'll receive an email with instructions as soon as the course opens.
Already a member of Ask Ronika? This course is included in your membership.
The course is tax deductible as a training expense and the GST/HST/QST is claimable if you are registered
If you're planning to prepare your own self-employed tax return this year, this course gives you the structure, clarity, and confidence to do it right.
You’ll receive access to the course starting March 11.
FAQ section
The walkthrough is demonstrated using UFile 2025.
While the tax structure is the same across software, the screen navigation shown in this course is specific to UFile.
Yes. The structure of the T1 and T2125 is the same across tax software. This course demonstrates the process using UFile 2025, but the tax reporting requirements and concepts apply regardless of the platform you choose.
You should have your annual income and expense totals available before starting. The course includes a short section on reviewing your numbers, but it does not cover full bookkeeping setup or cleanup.
No. This course is designed for unincorporated sole proprietors filing a personal T1 return with a T2125.
If you have multiple businesses, partnerships, significant capital gains, or other complex tax matters, professional advice may be appropriate.
Enrollment is open now.
Course access begins March 11. You’ll receive ongoing access to the course materials and the live Q&A replay.
Yes. You may request a refund within 7 days of purchase by emailing us.
Hi, I'm Ronika — a CPA, CA, and CFA with over 15 years of experience helping hundreds of Canadian small business owners, solopreneurs, and freelancers simplify their accounting, taxes, and finances.
I'm passionate about making complex financial topics genuinely accessible not just technically accurate, but actually understandable. My approach is practical and direct: I want you to walk away knowing what to do and why.
Whether through my books, courses, or consultations, my goal is always the same: help you stress less about your finances and focus more on your business.